Good day, and thank you for standing by. Welcome to the Capital One Q4 2024 earnings call. Please be advised that today's conference is being recorded. (Operator Instructions) I would now like to hand the conference over to your speaker today, Jeff Norris, Senior Vice President of Finance. Please go ahead.

Capital One Financial Corp. (COF) reported a profit for its fourth quarter that increased from last year and beat the Street

Capital One Financial Corporation (NYSE:COF) reported its Q3 2024 earnings, surpassing analyst expectations with earnings per share (EPS) of $4.41 against a forecast of $2.85. The company's revenue matched forecasts at $10.

Capital One (COF) came out with quarterly earnings of $3.09 per share, beating the Zacks Consensus Estimate of $2.66 per share. This compares to earnings of $2.24 per share a year ago. These figures are adjusted for non-recurring items.