Despite the uncertain environment, it’s not too late for borrowers to take some steps to mitigate the loss of some student loan forgiveness benefits.

Navigating student loan forgiveness programs can be daunting, especially with the evolving landscape in 2025. These programs aim to alleviate the burden of student debt for eligibl

If your federal student loan hasn't yet entered repayment, you won't be eligible to enroll in a repayment plan yet. Repayment starts six months after graduation or if your enrollment drops below half-time, unless you enroll in another program, like graduate school, before the grace period ends.

The rule has been around for decades, but was rewritten back in 2022. The program allows people who were defrauded by their school to receive loan forgiveness.

The Biden administration has withdrawn two major plans to deliver student loan forgiveness. The proposed regulations would have allowed the secretary of the U.S. Department of Education to cancel student loans for several groups of borrowers, including those who had been in repayment for decades and others experiencing financial hardship.